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Golf Cart Insurance

Golf carts are an increasingly popular transportation option off the course. Some can even be licensed for street use. With a special golf cart policy you get more coverage than by adding an endorsement to your homeowners policy which likely only covers you on your own property. The coverage we offer for a golf cart is the same as we provide to a motorcycle.

 

What we cover

  • Golf Carts
  • Low speed vehicles
  • Neighborhood electric vehicles

Low speed and neighborhood electric vehicles have a top speed of 25mph, may be street legal, and include safety gear such as seat belts, headlights, and turning signals.
 

You may be eligible for multiple discounts

  • Being a homeowner
  • Not having a claim in the past year
  • Insuring multiple units with us
  • Transferring your policy to us
  • Paying in full
  • Opting for electronic policy documents

 

Choose your coverage, settlement, and options

  • Liability plus collision and comprehensive (a.k.a. full coverage)
  • Liability plus comprehensive
  • Liability only
  • ACV or replacement cost settlement

 

Upgrade your policy

  • Increase coverage up to $30,000 for accessories or equipment not provided by the manufacturer.
  • Bump up personal effects and safety apparel coverage to $2,500.
  • Upgrade towing and emergency expense reimbursement to $200.
  • Add coverage for your transport trailer.

 

Want more information or a quote?

Your agent can answer your questions and get you a quote. Looking for an agent? Use this search tool to find one near you, or call us at 866-884-6167.

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Keeping your golf cart running well is mostly about the battery.

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Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review and approval, and may vary or not be available for all risks or in all states. Rates, discounts vary, are determined by many factors, and are subject to change. Policies are written by one of the licensed insurers of American Modern Insurance Group, Inc., including but not limited to American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (Lic. No. 2222-8) and American Modern Property and Casualty Insurance Company (CA Lic. No. 6129-1.)

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