You have clicked on a link that will open a window to a website that may not be managed by American Modern Insurance Group.
Would you like to proceed?
When you bought your ATV or UTV you were probably thinking of the fun you’d have or the work you’d get done. You likely weren’t thinking about insuring it. Although some states require insurance for an all-terrain vehicle or utility vehicle, not all do. Even if your intent is just to drive it on your own property, here are a few reasons why you may want to talk to your agent about insurance. Here’s why:
It’s possible to add an endorsement to your homeowners policy to cover liability exposure, but that may only provide limited liability coverage and you may not be able to extend your auto policy’s coverage to the vehicle when you are driving an ATV, UTV, or Side by Side.
Instead, our robust policy gives you all of the coverage options that we offer to a motorcycle. It’s a lot, including an option for replacement cost.
Note that we do not accept 3-wheel ATV models.
Maintaining an ATV can be involved, but before you ride, check these six essentials.Keep reading