Property insurance is never easy, especially with non-traditional properties. It can be hard to find proper coverage because of age, property type or use. Fortunately, you can count on American Modern to help guide you through the maze of unique property risks and coverage options. We’ll help you be the expert on hard-to-place property insurance, including vacant property, seasonal homes, manufactured homes and more.
Specialty Homeowner (HO -10)
Need to cover an owner-occupied property that doesn’t fit standard requirements?
Far from fire station
Valued differently from other homes in the area
Our HO-10 coverage might be the answer.
DP-1 and DP-3 Comparison Video
Quick video walkthrough of DP-1 and DP-3 programs