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      • Dwelling Basic (DP-1)
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      • Dwelling Basic (DP-1)
      • Dwelling Special (DP-3)
      • Specialty Homeowner (HO-10)
      • Condominium Insurance (HO-6)
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      • Dwelling Basic (DP-1)
      • Dwelling Special (DP-3)
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Residential Solutions

Property insurance is never easy, especially with non-traditional properties. It can be hard to find proper coverage because of age, property type or use. Fortunately, you can count on American Modern to help guide you through the maze of unique property risks and coverage options. We’ll help you be the expert on hard-to-place property insurance, including vacant property, seasonal homes, manufactured homes and more.

Condominium Insurance (HO-6)

Many carriers write HO-6 coverage for full-time owner occupancy, but few accept rental or seasonal condominiums. (In Cal [more]

Owner-Occupied Homes

Even if the owner is living in the property, there can be special risks that may prevent traditional insurance coverage. [more]

Rental Property

Many of your customers are looking for rental property coverage for a vacation home, investment property or a home they [more]

Vacation and Seasonal Homes

Vacation homes come in all sorts, from luxury properties on a lake or golf course, to more humble cabins with that belov [more]

Vacant Homes

There are many reasons property might be vacant – including a home undergoing renovation, a seasonal home, a renta [more]

Manufactured Homes

Manufactured homes pose unique risks and deserve insurance coverage that is custom-tailored to them. We can give you the [more]

Specialty Homeowner (HO -10)

Need to cover an owner-occupied property that doesn’t fit standard requirements?

Older home
Far from fire station
Valued differently from other homes in the area

Our HO-10 coverage might be the answer.

LEARN MORE
DP-1 and DP-3 Comparison Video

Quick video walkthrough of DP-1 and DP-3 programs

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Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review and approval, and may not be available for all risks or in all states. Rates and discounts vary, are determined by many factors and are subject to change.
American Modern Insurance Group, American Modern, AMsuite, modernLINK, and Homeowners Flex are trademarks or registered trademarks of American Modern Insurance Group, Inc. Policies are written by one of the licensed insurers of American Modern Insurance Group, Inc., including but not limited to American Modern Home Insurance Company (d/b/a in CA as American Modern Insurance Company, Lic. No. 2222-8), and American Modern Property and Casualty Insurance Company (CA Lic. No. 6129-1).
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